Don’t let a rental car accident ruin your vacation
We understand that there are many reasons why you would choose to rent a rental car, and more often than not it’s because of a vacation. You are in an area that you’re unfamiliar with and you need a vehicle to get around. When you’re standing at the checkout counter, your sales associate will offer you supplemental insurance. Most drivers decline this coverage. Then, the minute you have an accident in your rental you wonder if you’re covered. Should you have taken the supplemental insurance? It can be a very stressful experience. You need an expert Mobile AL rental car accident lawyer, like the ones at the law offices of Stevenson & Klotz.
What do I do if my rental is in an accident?
The first thing that you need to do is contact the rental office. They will send someone out to the scene, and they will generally put you in another vehicle for the duration of your rental. When you rent a car there are several different coverage options for insurance. You could always purchase supplemental insurance through the rental company, which means you’re covered, and the company will handle it.
If you don’t purchase supplemental coverage, things get a little bit more difficult. Your personal insurance company should cover your rental the same way that it covers your car. Your deductibles will be the same, so that’s what you’ll have to pay the rental company. So, if you have a 500-dollar deductible, you will just pay 500 dollars even if the damage is worth thousands.
Most major credit cards will also provide you with rental coverage. These cards will cover the cost of the damages, but they will be reimbursing you. So, expect to pay out of pocket before you see anything from these card companies. Whichever coverage you have, you need to contact them immediately. Your rental carries liability insurance, so that will go toward the damage of any other vehicle that is involved. However, liability usually isn’t enough coverage, so you’ll have to rely on your personal insurance policy for the difference.
Why should I hire an accident attorney?
Insurance companies are terrible to negotiate with in personal injury cases, and you need experience talking to them to get the best settlement possible. We talk to insurance companies every day, so we know how to file claims efficiently. An accident you had on vacation shouldn’t follow you around for months after you get home. Contact us today so we can discuss the details of your case. Our car accident attorneys are experienced in handling rental accident cases, and we can get you the settlement that you deserve.