Negotiating With Trucking Insurance Companies

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If you were involved in an accident with any large commercial truck, you likely suffered severe and catastrophic physical and psychological injuries, the inability to return to work due to your medical conditions resulting in lost wages, and pain and suffering. 

Insurance companies representing trucking companies will immediately send their investigators to the scene of an accident in an attempt to conceal evidence or build a case attempting to deny their negligence, carelessness, or recklessness that caused the accident. 

In many cases, there are different insurance companies for the truck driver and the trucking company, causing a victim to file claims against multiple insurance companies. If you were in a truck accident and feet overwhelmed, contact an experienced truck accident attorney to negotiate with insurance companies on your behalf, build a strong personal injury case, and help ensure that you receive the compensation you deserve. 

Insurance Company Tactics 

If you were in an accident, insurance companies will often use deceitful and manipulative tactics in an attempt to pay less of a settlement offer than a victim deserves. Make sure to follow these guidelines if you decide to ever visit with a representative from an insurance company representing the truck driver or trucking company in your case. 

  •    Never have a “small talk” with an insurance representative: Often, the insurance company employee will bait a victim into saying something that can be used against them at a later date. For example, a representative may ask you how you are feeling. If you say “I’m feeling better” or casually say “Fine” in response to their question, this may be later used against you to offer you a lower settlement amount. 
  •    Never allow an insurance company to record a phone conversation: Often, the things you say in a chat can be later twisted and used against you by the insurance company to offer you a lower settlement amount. 
  •    Never allow full access to all of your medical records: In many cases, an insurance company will attempt to have access to a complete history of your medical records in an attempt to find some pre-existing condition that would exculpate them from any liability for your current injuries. 
  •    Never accept the first settlement offer: In many cases, an insurance company will quickly offer a settlement in the hopes that the victim will feel obligated to take it as they may be out of work due to their injuries. Never accept the first offer from an insurance company as it is likely not their best offer that will fully compensate you for your damages and losses. 
  •    Never cash an insurance check unless you are in final settlement negotiations: In some cases, an insurance company will send a victim a check hoping that they will cash it. Some insurance companies will lie and say that this is the first of many payments regarding a settlement. However, this is never the case. If you cash a check from an insurance company, that will end all negotiations and finalize settlement agreements. 

Contact an Experienced Truck Accident Lawyer Today 

Our compassionate and experienced truck accident attorneys at Stevenson Klotz Injury Lawyers are ready to negotiate on your behalf with a trucking insurance company and fight for your legal rights to receive compensation for your injuries, lost wages, and pain and suffering. Contact our compassionate and experienced legal team in Florida at (850) 706-4533 or in Alabama at (251) 225-8676 or online today for your free consultation. 

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