Debt collectors are harassing you. Creditors are calling you on your cell phone. Negative items appear on your credit report that do not belong there. A car dealer switched terms on your auto loan or told you that the financing fell through when you were promised that you had the loan. Maybe your truck has been repossessed or the dealer has threatened you with arrest for not returning a car when you drove it off the lot with the deal signed.
If you have experienced any of these issues, you are likely scared, anxious, worried, sleepless, stressed or confused. You know you must do something. You must have rights. You just want the calls to stop. You want to be compensated for the loan that fell through because of something false on your credit report. You want your down payment back for the car you purchased that the dealer illegally repossessed. Maybe you have consulted with a bankruptcy attorney and that is not an option you wish to pursue to stop the intimidation and harassment from creditors.
Whatever your concerns regarding consumer issues, we have answers to many of these questions and have helped many others through similar situations. State and federal laws such as the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, the Fair Credit Reporting Act, and many other laws help protect the consumer. Knowing these laws are there is great, but what is the next step? How can these laws help you get the calls to stop? How can you figure out your rights in all of the dense language of these laws?
We have been practicing consumer law for years. We are not your typical law firm. Most lawyers do not pride themselves on client satisfaction. Most law firms expect their clients to adapt to the way the lawyer wants to do business rather than listen to their clients to find out the best way to help the client. When you contact our office regarding your consumer case, we will take intake information from you, and of course, we will want to talk with you. However, we will work with your schedule and will be willing to meet with you by phone, Skype, Face Time, or in person if that works. Because we practice consumer law in state and federal courts in Florida, Alabama, and Mississippi, we know that meeting face-to-face with our clients is difficult. Also, having practiced law for numbers of years, we also know that different clients have different schedules due to work, family, or just life. We have flexibility with meeting with clients and will be happy to accommodate so that you can get your questions answered.
You need a plan of action. You need to know your rights. You need to know if the law can help you. It is our job to help you answer those questions. We have found that the old, formal ways of practicing law and interacting with clients only increase worry and stress. While being faced with a situation which requires legal help is never stress-free, we want to help relieve some of the worries. Knowing your rights and your next steps help reduce the anxiety.
The practice of law is changing quickly. Law firms that do not keep up with these changes are doomed to disaster. We use the latest technology in not only corresponding and communicating with our clients, but also with preparing legal documents and briefs, and in presenting cases at trial if necessary. People learn and process information differently than they did even five years ago. Law firms that do not keep up with these changes have a difficult time making their clients’ concerns heard. At Stevenson Klotz, we are dedicated to changing with the times and not being stuck in the past with a library full of law books, single line telephones, and shorthand secretaries.
When you speak with us, we will help you come up with a plan of action in your case. We will give you information based upon your situation and the law. Being harassed or taken advantage of by creditors or businesses may feel like the end of the world, but it does not have to be. Please contact if you wish to learn more about how we can help you.
If you would like to talk to our staff and schedule an appointment to meet with us, please give us a call at (850) 427-2722, or email us at Info@StevensonKlotz.com to schedule an appointment. Our phones are answered 24 hours a day, and a lawyer is always available in emergencies.